Mortgage planning tool
Mortgage Affordability Calculator
Estimate a possible home-price range from income, monthly debt, down payment, rate, and term.
Free, no sign-up: figures are calculated in your browser.
Your estimate
Enter your figures and calculate.
What this calculator does
Uses a simple 28% housing-cost guideline and subtracts existing monthly debts. It is a planning range, not approval.
How to use it
- Enter realistic planning figures.
- Run the estimate and compare another scenario.
- Confirm important numbers with a lender or qualified professional.
Important assumptions
Educational estimate only. Actual rates, lender rules, fees, taxes, insurance, and personal circumstances vary.