Mortgage planning tool
Closing Cost Calculator
Estimate down payment, lender fees, appraisal, title costs, prepaid items, and total cash needed to close.
Free, no sign-up: figures are calculated in your browser.
Your estimate
Enter your figures and calculate.
What this calculator does
Adds common buyer cash-to-close categories. Replace sample amounts with a Loan Estimate when available.
How to use it
- Enter realistic planning figures.
- Run the estimate and compare another scenario.
- Confirm important numbers with a lender or qualified professional.
Important assumptions
Educational estimate only. Actual rates, lender rules, fees, taxes, insurance, and personal circumstances vary.