Debt calculator
Personal Loan Payoff Calculator
Use this personal loan payoff calculator to estimate debt-free time, total interest, and how extra payments may accelerate repayment. It makes personal loan planning easier by showing how payment changes can affect the payoff timeline and borrowing cost.
Your estimate
Enter your figures and calculate.
What this calculator does
This calculator estimates a fixed-rate personal-loan payoff.
How to use it
- Enter the balance and APR.
- Enter your regular payment and any extra payment.
- Calculate and compare the estimate.
Important
Educational estimate only. Actual rates, fees, rules, and payoff dates vary. This is not financial advice.